No credit is apparently bad credit

Last week, I tried to apply for a credit card. Yesterday morning, I got not one but TWO letters from the bank saying that they couldn't give me a card because of a "lack of credit history".

HAPPY MONDAY TO ME!

One of the beautiful things about America is that you're innocent until proven guilty. CREDIT CARD COMPANIES NEED TO GET WITH THE PROGRAM! I have even been an authorized co-user on my parents card for like 3 years now, so this makes no sense to me. I should have some credit, right?!

At least this lady HAS a card to cut up!

Anyways, it was a bad start to an overall rough day. Work has a HUGE learning curve, but today it was a lotttt better, so I'm hoping the worst is over!

I am going to try to apply to another card that is a little less prestigious than the one I attempted to get to build some credit, then hopefully in 6 months after I use this card and the company that rejected me will see that I am a stable human being who is able to pay off her credit card bills every month!

<3, Charlotte

PS: sorry, this post may be all over the place. My head is so foggy after today at work and I am DEFINITELY not thinking clearly!

Over my head, Out of my mind, Overwhelmed

Shit just got real. Like, it's officially starting to set in. I was going over different things with my dad that he wants to help me with slash double-check before my big move. And it's insane. I am going over 401k's and pension plans and non-compete clauses and new banks and credit cards and rewards programs and it is making me just want to curl up in a big ball and stay there for forever. On Saturday, I am becoming a real person.

How am I going to do this?

I need a system of organization. And NOT like my senior year of college organization where I had ZERO folders and just threw all my papers in my backpack and found them when I needed them (not a complete disaster if I do say so myself, but not a system I plan on continuing in the future).

This makes me laugh, so at least I still have that ability at this time. (Credit to http://myjourneythroughindiewood.blogspot.com/ for this awesomeness!)

I need a plan. And not just any plan. It needs to be the most organized, anal, OCD plan that anyone has ever seen in their lives. My savings, work documents that I can refer to, different things I need to have for everyday life. The wheels are turning, car is in motion, and I need to figure out how I am going to get the car to where it needs to be. (WOAH, cheesy metaphor alert, sorry about that!)

But really, I am getting my life together STAT. Hopefully this organization system will be in place by tomorrow. My life will be lined up and ready to go...if I don't have an anxiety attack before that happens.

WOWZA.

<3, Charlotte